:root{
  /* Storey-inspired: deep navy + white + warm sand buttons, champagne gold for the roundel. Photo-led bands, centered display caps, rounded cards. */
  /* Palette taken from the logo: bronze gold #937f4d, logo black for type, white/ivory grounds. No blue, no black bands. */
  --navy:#26221b;           /* logo-black, used for text only */
  --navy-2:#3a342a;
  --brand:#937f4d;          /* logo gold */
  --brand-deep:#7a6839;
  --brand-tint:#f1ebdd;
  --paper:#ffffff;
  --sand:#e9dfca;
  --cream:#faf7f1;
  --gold:#937f4d;
  --ink:#26221b;
  --muted:#6e675b;
  --line:#e8e1d3;
  --shadow:0 18px 40px rgba(60,48,24,.12);
  --display:"Alegreya","Noto Serif SC",Georgia,serif;
  --body:"Source Sans 3","Noto Sans SC",system-ui,sans-serif;
  --script:"Great Vibes",cursive;
  color-scheme:light;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--body);font-size:17px;line-height:1.7}
html[lang^="zh"]{--display:"Noto Serif SC","Alegreya",Georgia,serif}
html[lang^="zh"] body{font-size:16px;letter-spacing:.02em}
a{color:inherit}
img{max-width:100%;display:block}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.wrap{max-width:1240px;margin:0 auto;padding:0 28px}
.wrap.narrow{max-width:760px}
h1,h2,h3{font-family:var(--display);font-weight:400;line-height:1.2;text-wrap:balance;margin:0}
h2{font-size:clamp(30px,3.4vw,44px)}
h3{font-size:21px}
html[lang^="zh"] h1,html[lang^="zh"] h2,html[lang^="zh"] h3{font-weight:600}
html[lang^="zh"] h2{font-size:clamp(26px,3vw,36px)}
p{margin:0}
section{padding:96px 0}

/* header */
header.main{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);color:var(--ink);border-bottom:1px solid var(--line)}
.bar{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:24px;height:78px;padding:0 28px;max-width:1440px;margin:0 auto}
.side{display:flex;align-items:center;gap:26px}
.side.right{justify-content:flex-end}
.side a{text-decoration:none;font-size:13px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
html[lang^="zh"] .side a{font-size:14px;letter-spacing:.08em}
.side a:hover,.side a[aria-current="page"]{color:var(--brand-deep)}
.brand{display:block;text-decoration:none}
.brand img{height:44px;width:auto}
.brand svg{width:44px;height:44px;flex:none}
.brand b{font-family:"Marcellus",serif;font-size:21px;letter-spacing:.14em;display:block;line-height:1.05;font-weight:400}
.brand small{font-size:10px;letter-spacing:.24em;text-transform:uppercase;color:#d8c08e}
.side .lang{border:1px solid var(--line);color:var(--ink)!important;padding:6px 12px;border-radius:999px;letter-spacing:.06em}
.side .chat{background:var(--brand);color:#fff!important;padding:10px 18px;border-radius:999px}
.side .chat:hover{background:var(--brand-deep)}
@media (max-width:1180px){.side .nl{display:none}.bar{grid-template-columns:auto 1fr;}.side.left{display:none}}

/* buttons */
.btn{display:inline-block;padding:14px 28px;text-decoration:none;font-weight:600;font-size:13px;letter-spacing:.12em;text-transform:uppercase;border:1px solid transparent;border-radius:3px;cursor:pointer;font-family:var(--body);transition:background .2s,color .2s,border-color .2s}
html[lang^="zh"] .btn{font-size:15px;letter-spacing:.08em}
.btn.light{background:#fff;color:var(--ink);border-color:#fff}
.btn.light:hover{background:var(--brand-tint);border-color:var(--brand-tint)}
.btn.navy{background:var(--brand);color:#fff;border-color:var(--brand)}
.btn.navy:hover{background:var(--brand-deep);border-color:var(--brand-deep)}
.btn.sand{background:var(--brand-tint);color:var(--ink);border-color:var(--brand-tint)}
.btn.sand:hover{background:var(--sand)}
.btn.outline{background:none;color:var(--brand-deep);border-color:var(--brand)}
.btn.outline:hover{background:var(--cream)}
.btn.wide{width:100%}
.cta{display:flex;flex-wrap:wrap;gap:12px}
.cta.center{justify-content:center}

/* hero */
.hero{position:relative;overflow:hidden;color:#fff;text-align:center;padding:0;background:var(--sand)}
.hero .bg,.meet .bg,.services .bg,.phero .bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(58,46,22,.18) 0%,rgba(58,46,22,.38) 55%,rgba(58,46,22,.6) 100%)}
.hero .wrap{position:relative;z-index:2;padding-top:150px;padding-bottom:140px}
.hero h1{font-family:"Alegreya SC","Noto Serif SC",serif;font-weight:500;font-size:clamp(40px,6vw,80px);letter-spacing:.02em;line-height:1.08;text-shadow:0 2px 24px rgba(40,30,10,.4)}
html[lang^="zh"] .hero h1{text-transform:none;font-size:clamp(36px,5vw,66px);line-height:1.3;letter-spacing:.06em}
.hero .lede{margin:22px auto 0;max-width:56ch;font-size:18px;color:rgba(255,255,255,.92)}
.hero .cta{margin-top:36px}

/* strip */
.strip{border-bottom:1px solid var(--line);background:#fff}
.strip .wrap{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:10px 22px;padding-top:18px;padding-bottom:18px;font-size:13px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--ink)}
html[lang^="zh"] .strip .wrap{font-size:14px;letter-spacing:.06em}
.strip i{width:5px;height:5px;border-radius:50%;background:var(--gold)}

/* signature band */
.sign{background:var(--cream);color:var(--ink);text-align:center;padding:88px 0;border-bottom:1px solid var(--line)}
.sign .mark{width:58px;height:58px;margin:0 auto 26px}
.sign .quote{font-family:var(--display);font-size:clamp(22px,2.4vw,30px);line-height:1.5;max-width:30em;margin:0 auto;color:var(--ink)}
html[lang^="zh"] .sign .quote{font-weight:500;font-size:clamp(20px,2.2vw,26px)}
.sign .signature{font-family:var(--script);font-size:46px;margin-top:26px;color:var(--brand);line-height:1}
.sign .role{margin-top:10px;font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--muted)}

/* meet */
.meet{position:relative;min-height:560px;display:flex;align-items:flex-end;padding:0}
.meet .wrap{position:relative;z-index:2;width:100%;padding-top:180px;padding-bottom:56px}
.float{background:#fff;border-radius:14px;padding:36px 38px;max-width:440px;box-shadow:var(--shadow)}
.float h2{font-size:clamp(28px,2.8vw,36px);color:var(--navy)}
.float p{margin-top:14px;color:var(--muted);font-size:16px}
.float .cta{margin-top:24px}

/* services */
.services{position:relative;overflow:hidden;background:var(--brand);padding:88px 0}
.services::after{content:"";position:absolute;inset:0;background:rgba(140,118,66,.95)}
.services .wrap{position:relative;z-index:2}
.svc-row{display:grid;grid-template-columns:repeat(5,1fr);border:1px solid rgba(255,255,255,.18);border-radius:12px;overflow:hidden}
.svc{padding:30px 26px 28px;display:flex;flex-direction:column;gap:12px;text-decoration:none;color:#fff;border-right:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.03);transition:background .2s}
.svc:last-child{border-right:0}
.svc:hover{background:rgba(255,255,255,.1)}
.svc .ic{width:30px;height:30px;color:#fff}
.svc .ic svg{width:30px;height:30px}
.svc h3{font-size:24px;margin-top:6px}
html[lang^="zh"] .svc h3{font-size:20px}
.svc p{font-size:14px;color:rgba(255,255,255,.88)}
.svc .go{margin-top:auto;font-size:12px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:#fff}
@media (max-width:1000px){.svc-row{grid-template-columns:1fr 1fr}.svc{border-bottom:1px solid rgba(255,255,255,.14)}}
@media (max-width:560px){.svc-row{grid-template-columns:1fr}}

/* featured */
.row-head{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px;margin-bottom:36px}
.row-head h2{color:var(--navy)}
.feat{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media (max-width:1000px){.feat{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.feat{grid-template-columns:1fr}}
.fcard{position:relative;display:block;border-radius:18px;overflow:hidden;aspect-ratio:3/4;text-decoration:none;color:#fff;background:var(--sand)}
.fcard img{width:100%;height:100%;object-fit:cover;transition:transform .5s}
.fcard:hover img{transform:scale(1.04)}
@media (prefers-reduced-motion:reduce){.fcard:hover img{transform:none}}
.fcard::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(40,32,16,0) 45%,rgba(40,32,16,.78) 100%)}
.fcard .pill{position:absolute;top:16px;left:16px;z-index:2;background:#fff;color:var(--brand-deep);font-size:12px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;padding:5px 12px;border-radius:999px}
.fcard .cap{position:absolute;left:20px;right:20px;bottom:20px;z-index:2;display:grid;gap:4px}
.fcard .cap b{font-family:var(--display);font-weight:400;font-size:22px}
html[lang^="zh"] .fcard .cap b{font-weight:600;font-size:19px}
.fcard .cap span{font-size:14px;color:rgba(255,255,255,.85)}

/* insights */
.insights{background:var(--cream)}
.posts{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media (max-width:860px){.posts{grid-template-columns:1fr}}
.post{background:#fff;border-radius:14px;padding:28px;display:flex;flex-direction:column;gap:12px;border:1px solid var(--line)}
.post time{font-size:12px;font-weight:600;letter-spacing:.14em;color:var(--gold)}
.post h3{color:var(--navy)}
.post .go{margin-top:auto;font-size:12px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--brand-deep)}

/* evaluation */
.evaluate{text-align:center}
.tagline{display:inline-block;background:var(--brand);color:#fff;font-size:12px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;padding:5px 14px;border-radius:999px}
.evaluate h2{margin-top:16px;color:var(--navy)}
.sub{margin:14px auto 0;color:var(--muted);max-width:52ch}
.card-form{display:grid;grid-template-columns:1fr 1fr;gap:16px;text-align:left;background:#fff;border:1px solid var(--line);border-radius:16px;padding:30px;margin-top:34px;box-shadow:0 10px 30px rgba(22,41,74,.06)}
.card-form .full{grid-column:1/-1}
@media (max-width:560px){.card-form{grid-template-columns:1fr}}
label{display:block;font-size:13px;font-weight:600;color:var(--navy);margin-bottom:6px}
input,select,textarea{width:100%;font:inherit;font-size:16px;padding:12px 14px;border:1px solid var(--line);background:var(--cream);border-radius:8px;color:var(--ink)}
input:focus,select:focus,textarea:focus{border-color:var(--brand);outline:none;background:#fff}
textarea{min-height:110px;resize:vertical}
.status{grid-column:1/-1;font-size:15px;padding:14px 16px;background:var(--cream);border-left:3px solid var(--gold);border-radius:6px;display:none}
.status.on{display:block}

/* contact */
.contact{background:var(--cream)}
.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
@media (max-width:860px){.split{grid-template-columns:1fr}}
.contact h2{color:var(--navy)}
.contact .card-form{margin-top:0}
.lines{list-style:none;padding:0;margin:30px 0 0;display:grid;gap:18px}
.lines span{display:block;font-size:12px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.lines a{font-size:20px;text-decoration:none;color:var(--ink)}

/* closing */
.closing{background:var(--brand);color:#fff;text-align:center;padding:84px 0}
.closing h2{font-family:"Alegreya SC","Noto Serif SC",serif;color:#fff;letter-spacing:.03em;margin-bottom:30px}
html[lang^="zh"] .closing h2{text-transform:none}

/* inner page hero */
.phero{position:relative;overflow:hidden;color:#fff;text-align:center;background:var(--sand);padding:120px 0 110px}
.phero::after{content:"";position:absolute;inset:0;background:rgba(58,46,22,.5)}
.phero .wrap{position:relative;z-index:2}
.phero h1{font-size:clamp(34px,4.6vw,60px);margin:14px auto 0;max-width:20em}
html[lang^="zh"] .phero h1{font-size:clamp(30px,3.8vw,48px);line-height:1.35}
.phero p.lede{margin:18px auto 0;max-width:58ch;font-size:18px;color:rgba(255,255,255,.9)}
.phero .cta{margin-top:30px;justify-content:center}
.crumbs{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.7)}
.crumbs a{text-decoration:none}
.prose{max-width:780px;margin:0 auto}
.prose h2{font-size:32px;margin:44px 0 14px;color:var(--navy)}
.prose h2:first-child{margin-top:0}
.prose p,.prose li{color:#3a4453}
.prose ul{padding-left:20px;margin:12px 0}
.prose li{margin:6px 0}
.prose li::marker{color:var(--gold)}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin-top:12px}
.faq summary{cursor:pointer;font-weight:600;font-size:17px;color:var(--navy)}
.faq details p{margin-top:10px;color:var(--muted)}
.paths{background:var(--cream)}
.terms{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px}
.term{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px 24px;text-align:center}
.term .big{font-family:var(--display);font-size:40px;color:var(--navy);line-height:1.1;margin-bottom:8px}
html[lang^="zh"] .term .big{font-size:28px;font-weight:600}
.term p{color:var(--muted);font-size:15px}
.panel{background:#fff;border:1px solid var(--line);border-radius:16px;padding:32px}
.panel h3{margin-bottom:8px;font-size:26px;color:var(--navy)}
.panel>p{color:var(--muted);font-size:15px;margin-bottom:22px}
.panel form{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.panel form .full{grid-column:1/-1}
.panel .btn.solid{background:var(--brand);color:#fff;border-color:var(--brand)}
.eyebrow{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);font-weight:600}

/* calculators */
.calc>p{margin-bottom:20px}
.check{display:flex;align-items:center;gap:10px;font-size:15px;color:var(--ink);margin:0;font-weight:400}
.check input{width:18px;height:18px;accent-color:var(--brand)}
.res{margin:24px 0 0;background:var(--cream);border-radius:12px;padding:6px 18px}
.res div{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-bottom:1px solid var(--line)}
.res div:last-child{border:0}
.res dt{color:var(--muted);font-size:15px}
.res dd{margin:0;font-variant-numeric:tabular-nums;font-weight:600}
.res .total dt{color:var(--navy);font-weight:600}
.res .total dd{font-family:var(--display);font-size:32px;color:var(--brand-deep);line-height:1}
.fine{font-size:13px;color:var(--muted);margin-top:14px}

/* footer */
footer{background:var(--cream);border-top:3px solid var(--brand);color:var(--muted);font-size:14px;padding:68px 0 36px}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}
footer h4{font-family:var(--display);color:var(--ink);font-size:20px;margin:0 0 14px;font-weight:400}
footer ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
footer a{text-decoration:none}
footer a:hover{color:var(--brand-deep)}
footer .legal{margin-top:44px;padding-top:20px;border-top:1px solid var(--line);font-size:12px;color:#8d867a;display:grid;gap:6px}
@media (max-width:760px){footer .cols{grid-template-columns:1fr}}
.side a{white-space:nowrap}
@media (max-width:1320px){.side{gap:18px}.side a{letter-spacing:.08em}}

footer .flogo{height:40px;width:auto;margin-bottom:16px}
.term .big{color:var(--brand-deep)}
.row-head h2,.float h2,.evaluate h2,.contact h2,.post h3,.prose h2,.faq summary,.panel h3,label{color:var(--ink)}
.svc .ic svg{stroke:#fff}
.services .bg{filter:grayscale(1) brightness(1.1)}
.brand img{height:50px}

.sign .portrait{width:150px;height:150px;border-radius:50%;object-fit:cover;object-position:center 20%;margin:0 auto 28px;border:3px solid #fff;box-shadow:0 0 0 2px var(--brand),var(--shadow)}

/* Google reviews */
.gstar{text-decoration:none;color:var(--brand-deep)}
.reviews{background:#fff}
.rev-head{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:24px;margin-bottom:36px}
.rev-head h2{color:var(--ink)}
.score{display:grid;justify-items:end;gap:2px;text-decoration:none;color:var(--muted);font-size:14px}
.score b{font-family:var(--display);font-size:52px;line-height:1;color:var(--ink);font-weight:500}
.stars{color:#e3a72f;letter-spacing:2px;font-size:16px}
.rev-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media (max-width:960px){.rev-grid{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.rev-grid{grid-template-columns:1fr}.score{justify-items:start}}
.rev{margin:0;background:var(--cream);border:1px solid var(--line);border-radius:14px;padding:26px 26px 22px;display:flex;flex-direction:column;gap:14px}
.rev blockquote{margin:0;font-size:16px;line-height:1.65;color:var(--ink)}
.rev blockquote::before{content:"\201C";font-family:var(--display);color:var(--brand);font-size:40px;line-height:0;vertical-align:-14px;margin-right:4px}
.rev figcaption{margin-top:auto;font-size:13px;font-weight:600;letter-spacing:.06em;color:var(--muted)}

/* contact card v2 */
.contact{background:linear-gradient(180deg,var(--cream) 0%,var(--brand-tint) 100%)}
.ccard{display:grid;grid-template-columns:.9fr 1.1fr;border-radius:24px;overflow:hidden;background:#fff;box-shadow:0 30px 60px rgba(60,48,24,.14)}
@media (max-width:900px){.ccard{grid-template-columns:1fr}}
.cinfo{position:relative;overflow:hidden;background:linear-gradient(155deg,#a08c58 0%,var(--brand) 45%,var(--brand-deep) 100%);color:#fff;padding:52px 46px 46px;display:flex;flex-direction:column}
.cinfo .wm{position:absolute;right:-90px;bottom:-90px;width:320px;height:320px;opacity:.12}
.cinfo h2{color:#fff;font-family:"Alegreya SC","Noto Serif SC",serif;font-size:clamp(34px,3.4vw,46px)}
.csub{margin-top:12px;color:rgba(255,255,255,.85);max-width:34ch}
.who{display:flex;align-items:center;gap:14px;margin-top:30px;padding:14px 16px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);border-radius:14px}
.who img{width:56px;height:56px;border-radius:50%;object-fit:cover;border:2px solid rgba(255,255,255,.8)}
.who b{display:block;font-family:var(--display);font-size:19px;font-weight:500}
.who span{font-size:13px;color:rgba(255,255,255,.8)}
.clist{list-style:none;padding:0;margin:26px 0 0;display:grid;gap:6px}
.clist a{display:flex;align-items:center;gap:14px;padding:10px 8px;border-radius:12px;text-decoration:none;color:#fff;transition:background .2s}
.clist a:hover{background:rgba(255,255,255,.1)}
.ci{width:40px;height:40px;flex:none;border-radius:50%;background:rgba(255,255,255,.16);display:grid;place-items:center}
.ci svg{width:19px;height:19px}
.clist small{display:block;font-size:11px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.7)}
.clist span{font-size:16px;line-height:1.4;word-break:break-word}
.gchip{margin-top:auto;align-self:flex-start;margin-top:28px;background:#fff;color:var(--ink);text-decoration:none;font-size:14px;font-weight:600;padding:9px 16px;border-radius:999px}
.gchip .stars{font-size:13px;letter-spacing:1px}
.cform{display:grid;grid-template-columns:1fr 1fr;gap:18px;padding:48px 46px;align-content:start}
.cform h3{grid-column:1/-1;font-size:26px;color:var(--ink)}
.cform .full{grid-column:1/-1}
@media (max-width:560px){.cform{grid-template-columns:1fr;padding:34px 24px}.cinfo{padding:40px 26px}}
.cform input,.cform textarea{background:#fff;border:1px solid var(--line);border-radius:12px;padding:13px 15px}
.cform input::placeholder,.cform textarea::placeholder{color:#b3ab9c}
.cform input:focus,.cform textarea:focus{border-color:var(--brand);box-shadow:0 0 0 4px var(--brand-tint)}
.cform textarea{min-height:120px}
.chips{border:0;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:8px}
.chips legend{font-size:13px;font-weight:600;color:var(--ink);margin-bottom:10px;padding:0}
.chip input{position:absolute;opacity:0;pointer-events:none}
.chip > span{display:inline-block;padding:8px 16px;border:1px solid var(--line);border-radius:999px;font-size:14px;cursor:pointer;color:var(--muted);background:#fff;transition:all .2s}
.chip:hover > span{border-color:var(--brand)}
.chip input:checked+span{background:var(--brand);border-color:var(--brand);color:#fff}
.chip input:focus-visible+span{outline:2px solid var(--brand);outline-offset:2px}
.cform .btn.wide{border-radius:12px;padding:16px}

/* compact footer */
footer{padding:44px 0 30px}
.ftop{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px 32px;padding-bottom:22px;border-bottom:1px solid var(--line)}
.ftop .flogo{margin:0;height:38px}
.flinks{display:flex;flex-wrap:wrap;gap:8px 24px;font-size:14px}
.flinks a{color:var(--muted)}
.nap{margin-top:18px;font-size:13px;color:var(--muted)}
.nap a{color:inherit}
footer .legal{margin-top:12px;padding-top:0;border-top:0}
.anchor{position:relative;top:-120px;display:block}
.hstgrid{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:start}
.hstform{display:grid;gap:16px}
@media (max-width:860px){.hstgrid{grid-template-columns:1fr}}

/* HST rebate calculator */
.hstsec{background:var(--cream);padding-top:80px}
.hstcard{display:grid;grid-template-columns:1.25fr .85fr;border-radius:24px;overflow:hidden;background:#fff;border:1px solid var(--line);box-shadow:0 24px 50px rgba(60,48,24,.1)}
@media (max-width:900px){.hstcard{grid-template-columns:1fr}}
.hst-in{padding:44px 46px}
.hst-in h2{margin-top:14px;color:var(--ink)}
.step{border:0;padding:0;margin:26px 0 0}
.step legend{display:flex;align-items:center;gap:10px;font-weight:600;font-size:15px;color:var(--ink);margin-bottom:12px;padding:0}
.step legend b{width:26px;height:26px;border-radius:50%;background:var(--brand);color:#fff;display:grid;place-items:center;font-size:13px}
.opt{display:block;margin-top:10px;cursor:pointer}
.opt input{position:absolute;opacity:0;pointer-events:none}
.opt span{display:block;border:1px solid var(--line);border-radius:14px;padding:14px 18px;transition:all .2s}
.opt b{display:block;font-size:16px;color:var(--ink)}
.opt small{display:block;font-size:13px;color:var(--muted);margin-top:2px}
.opt:hover span{border-color:var(--brand)}
.opt input:checked+span{border-color:var(--brand);background:var(--brand-tint);box-shadow:inset 0 0 0 1px var(--brand)}
.opt input:focus-visible+span{outline:2px solid var(--brand);outline-offset:2px}
.money{display:flex;align-items:center;border:1px solid var(--line);border-radius:14px;padding:0 16px;background:#fff}
.money span{font-family:var(--display);font-size:24px;color:var(--muted)}
.money input{border:0;background:none;font-size:24px;font-family:var(--display);padding:12px 10px;font-variant-numeric:tabular-nums}
.money input:focus{box-shadow:none}
.money:focus-within{border-color:var(--brand);box-shadow:0 0 0 4px var(--brand-tint)}
.hst-out{background:linear-gradient(160deg,#a08c58 0%,var(--brand) 45%,var(--brand-deep) 100%);color:#fff;padding:44px 40px;display:flex;flex-direction:column}
.bigrel{font-family:var(--display);font-size:clamp(46px,5vw,64px);line-height:1;margin:8px 0 22px;font-variant-numeric:tabular-nums}
.hres{margin:0;display:grid}
.hres div{display:flex;justify-content:space-between;gap:16px;padding:11px 0;border-bottom:1px solid rgba(255,255,255,.2);font-size:15px}
.hres dt{color:rgba(255,255,255,.82)}
.hres dd{margin:0;font-weight:600;font-variant-numeric:tabular-nums;text-align:right}
.hres .rem{border:0;padding-top:16px}
.hres .rem dt{color:#fff;font-weight:600}
.hres .rem dd{font-size:20px}
.hnote{font-size:13px;color:rgba(255,255,255,.85);margin-top:10px;min-height:1.4em}
.hst-out .btn{margin-top:auto;border-radius:12px}
.hst-out .btn.wide{margin-top:24px}
@media (max-width:560px){.hst-in,.hst-out{padding:32px 24px}}

/* insights / articles */
a.post{text-decoration:none;color:inherit;transition:box-shadow .2s,transform .2s}
a.post:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
@media (prefers-reduced-motion:reduce){a.post:hover{transform:none}}
.psum{font-size:15px;color:var(--muted);display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}
.phero .meta{margin-top:16px;font-size:14px;color:rgba(255,255,255,.85)}
.article{max-width:760px}
.article .tags{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:28px}
.article .tag{font-size:12px;font-weight:600;letter-spacing:.06em;color:var(--brand-deep);background:var(--brand-tint);padding:5px 12px;border-radius:999px}
.article p{font-size:17px;line-height:1.85}
.article p+p{margin-top:16px}
.article h2{font-size:28px;margin:44px 0 14px}
.article ul{margin:12px 0 0}
.article a{color:var(--brand-deep)}
.article table{width:100%;border-collapse:collapse;margin:20px 0;font-size:15px;font-variant-numeric:tabular-nums;display:block;overflow-x:auto}
.article th,.article td{padding:11px 12px;border-bottom:1px solid var(--line);text-align:left;white-space:nowrap}
.article th{background:var(--cream);font-weight:600}
.srcs{margin-top:44px;padding-top:6px;border-top:1px solid var(--line)}
.srcs h2{font-size:20px;margin:22px 0 8px}
.srcs li{font-size:14px}
.authorbox{display:flex;gap:16px;align-items:center;margin-top:40px;padding:22px;border-radius:16px;background:var(--cream);border:1px solid var(--line)}
.authorbox img{width:64px;height:64px;border-radius:50%;object-fit:cover}
.authorbox b{display:block;font-family:var(--display);font-size:20px;font-weight:500}
.authorbox span{display:block;font-size:14px;color:var(--muted);margin-bottom:10px}
.authorbox .btn{color:#fff}
.wechat{display:flex;align-items:center;gap:16px;margin-top:18px;padding:12px;background:#fff;border-radius:14px;color:var(--ink);max-width:320px}
.wechat img{width:96px;height:96px;flex:none;image-rendering:pixelated}
.wechat b{display:block;font-family:var(--display);font-size:18px;font-weight:500}
.wechat span{font-size:13px;color:var(--muted)}
.xhs{display:flex;align-items:center;gap:12px;margin-top:12px;padding:12px 14px;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.25);border-radius:14px;color:#fff;text-decoration:none;max-width:320px;transition:background .2s}
.xhs:hover{background:rgba(255,255,255,.22)}
.xbadge{flex:none;background:#ff2442;color:#fff;font-size:12px;font-weight:700;padding:6px 8px;border-radius:8px;letter-spacing:.02em}
.xhs b{display:block;font-size:15px;font-weight:600}
.xhs small{display:block;font-size:12px;color:rgba(255,255,255,.8)}
.xhs > span:last-child{margin-left:auto}
.fsocial{display:flex;flex-wrap:wrap;align-items:center;gap:24px 32px;padding:24px 0;border-bottom:1px solid var(--line)}
.fqr{display:flex;align-items:center;gap:12px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:10px 16px 10px 10px}
.fqr img{width:84px;height:84px}
.fqr span{font-size:13px;color:var(--ink);font-weight:600;max-width:7em;line-height:1.4}
.fbtns{flex:1;min-width:260px}
.flabel{font-size:12px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:10px}
.fbrow{display:flex;flex-wrap:wrap;gap:10px}
.sbtn{display:flex;flex-direction:column;padding:9px 16px;border:1px solid var(--line);border-radius:12px;background:#fff;text-decoration:none;color:var(--ink);transition:border-color .2s}
.sbtn:hover{border-color:var(--brand)}
.sbtn b{font-size:14px;font-weight:600}
.sbtn span{font-size:12px;color:var(--muted)}
.sbtn.xhs-b{border-color:#ff2442}
.sbtn.xhs-b b{color:#ff2442}
footer a.sbtn:hover{color:var(--ink)}
/* keep logo centred at every width */
@media (max-width:1180px){.bar{grid-template-columns:1fr auto 1fr}.side.left{display:flex}}
@media (max-width:640px){.bar{gap:10px;padding:0 14px}.brand img{height:36px}.side .lang{padding:5px 9px}.side .chat{padding:8px 12px}}
@media (max-width:640px){.bar{display:flex;justify-content:flex-end;position:relative}.bar .brand{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%)}.side.left{display:none}.side .chat{display:none}}
/* keep visually-hidden radio/checkbox inputs inside their labels (prevents sideways scroll) */
.chip,.opt{position:relative}
.chip input,.opt input{position:absolute;opacity:0;width:1px;height:1px;left:0;top:0;margin:0;pointer-events:none}
html,body{overflow-x:clip}